Current Best Mortgage Rates in High Point, NC

If you, like many other Americans, have been impressed by sinking mortgage rates and are considering purchasing your first home, today might really be the perfect time. Keep in mind, just because average High Point mortgage rates are at an all-time low doesn’t mean every lending institution will be offering an equally low rate. In order to lower the overall expense of your home purchase as much as possible, you’ll need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in High Point, NC with a great rate for you. Below is a list of the best mortgage rates in High Point across a host of loan types.

High Point Banks and Credit Unions with Lowest Mortgage Rates

Top High Point 15-Year Fixed Mortgage Rates

• Wachovia Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0.88


• Bank of America, National Association: 3.25%
• • Orig. Fees: 1%
  • Points: 1


• Quicken Loans Inc: 3.25%
• • No Orig. Fees
  • Points: 1.75

Best 30-Year Fixed Mortgage Rates in High Point

• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Bank of America, National Association: 4.25%
• • Orig. Fees: 1%
  • Points: 1.13


• Members Credit Union: 4.25%
• • No Orig. Fees
  • Points: 0

Lowest High Point 3/1 ARM Mortgage Rates

• Wachovia Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.75
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• NewBridge Bank: 3.38%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in High Point

• Wachovia Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.75
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 0.75
  • Caps:


• SunTrust Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these rates are accurate as of November 2011, but are subject to change at any time. Additionally, borrowers may be subject to additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.