If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Goodyear-Danville Family Credit Union 12 Month CD Account |
1.76%
Date: Feb 7, 2012
|
| Latino Community Credit Union 2 Year CD Account |
1.00%
Date: Feb 13, 2012
|
| Carolina Postal Credit Union 12 Month CD Account |
0.86%
Date: Feb 17, 2012
|
| Clearstar Financial Credit Union 2 Year CD Account |
0.80%
Date: Feb 15, 2012
|
| Greensboro Health Care Credit Union 12 Month CD Account |
0.50%
Date: Feb 15, 2012
|
| Greensboro Postal Credit Union Savings Account |
0.45%
Date: Feb 8, 2012
|

